Chapter 4 - The Money Underneath the Marriage

The deeper Mason dug, the uglier Ethan looked.
To neighbors and clients, he was polished and dependable—an investment consultant with pressed shirts, gentle jokes, and a talent for looking honest under soft lighting.
In reality, he was drowning.
Credit-card debt.
A personal line of credit nearly maxed out.
A failed side investment in a restaurant.
And, worst of all, unauthorized transfers from a joint operating account connected to his small advisory firm.
He wasn’t just reckless.
He was desperate.
My condo was worth nearly eight hundred thousand dollars. My brokerage account held another four hundred. Combined, they were the kind of cushion a drowning man might mistake for a lifeboat.
Mason also found that Ethan had visited the hospital billing office while I was still barely conscious and asked vague questions about spousal authority, medical decision-making, and access to records.
That didn’t prove murder.
But it proved appetite.
Julia helped fill in the rest.
She brought me old emails Ethan had sent me over the previous six months. Reading them now, patterns jumped out everywhere.
Let me help manage your accounts.
You’re too emotional about your aunt’s condo.
Married people shouldn’t keep score.
And Margaret’s favorite line:
A wife who trusts her husband doesn’t cling to paperwork.
When I finally slept that night, I dreamed of the balcony rail giving way beneath my hands.
In the morning, Mason returned with another development.
He had obtained bank records from Emily’s old case.
Emily had owned a small inheritance too—a lake cabin in Vermont and a trust from her grandmother. In the eight months before her disappearance, Ethan had tried to get power over both.
He failed.
Two months later, Emily vanished.
I stared at him.
“He married us for the same reason.”
Mason didn’t argue.
Then he set another item on my tray table: a copy of a complaint Emily had started but never formally filed.
It was only two pages.
One sentence stood out.
Margaret says I should be grateful Ethan wants to ‘clean up the mess’ my family left me.
I closed my eyes.
May you like
It was her voice.
Even on paper, it was her voice.