Chapter 2 - THE COMPANY WITH MY NAME

The emergency-room doctor closed the wound with seven staples.
A police photographer documented the swelling, the blood on my blouse and the small cuts along my shoulder. Daniel was arrested for assault and released the next afternoon under an order directing him to stay away from me.
Lorraine told the officers the plate had slipped.
Tessa said she had been looking toward the kitchen.
Daniel’s uncle claimed he had removed his hearing aids during dinner.
Only Daniel’s cousin Marcus admitted that Daniel had lifted the plate with both hands before swinging it.
My attorney, Maya Chen, met me at the hospital with a laptop and a clean sweatshirt.
“Northline was formed eight months ago,” she said. “The state filing lists your apartment as its business address.”
“Who filed it?”
“Tessa.”
My sister-in-law had worked as Daniel’s office manager since his construction company opened.
The documents listed me as owner, Daniel as an authorized representative and Lorraine as the person designated to receive company notices.
My signature appeared on all twelve pages.
It was convincing but not mine.
Daniel had copied the careful version of my signature—the one I used on formal reports, not checks or birthday cards.
“What does Northline own?” I asked.
Maya turned the screen toward me.
“Four other companies.”
All four claimed to provide subcontracting services to Mercer Urban Renovation, Daniel’s business.
Six weeks earlier, I had noticed an unfamiliar deposit in the account where my tenant’s rent was collected. The payment came from one of those companies rather than from the property manager.
Daniel said the management firm had changed payment processors.
I checked because the amount was three dollars short.
That small discrepancy led me to invoices, lien records and vendor registrations connected to Mercer Urban Renovation. I found duplicate billing, checks endorsed by people who did not exist and nearly $900,000 transferred through companies sharing the same mailing address.
My apartment.
I had not confronted Daniel because I needed to know whether the pattern was fraud or merely the kind of disorganized bookkeeping common in small construction companies.
After the hospital discharged me, Maya drove me to her apartment in Park Slope.
We opened the remaining transfer documents the police had released.
Northline was scheduled to take title to my condominium on Monday. On Tuesday, a private lender would issue a $1.4 million loan secured by the property.
The proceeds were supposed to fund “multifamily development.”
Northline owned no development sites.
Daniel’s company did, however, have twelve unfinished renovation projects and dozens of homeowners demanding the return of their deposits.
“He needs my apartment to cover missing client money,” I said.
“Possibly.”
Maya pointed to an attachment.
The loan application included a personal financial statement attributed to me. It described Northline as a company I had operated for five years.
My occupation was listed as forensic accountant.
My annual income had been inflated by more than $200,000.
“This isn’t only collateral,” Maya said. “The lender believes you created the company and control the money.”
I read the application again.
May you like
Daniel was not stealing my apartment in spite of my profession.
He was using my profession to make the theft believable.